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Terms & Conditions
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using our webstore operated by our company/entity. ("us", "we", or "our"), or the services provided therein (the “Service”).  These Terms apply to all visitors, users and others who access or use the Service. 
Your access to and use of the Service is conditional upon on your acceptance of and compliance with these Terms.  By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, do not access or use the Service. 
We reserve the right to revise these Terms from time to time. Please check these Terms from time to time for any amendments. Your continued use of the Service after these Terms have been amended will be deemed to constitute your acceptance of the amended Terms.


Placing an Order
To place an order through our webstore, click on the product that you wish to purchase and follow the onscreen instructions. Your purchase of the product shall be subject to the terms and conditions contained in our webstore in relation to the product.    
You should take care to ensure that all the information you provide to us is correct. Please check your Order before submitting it to us. If you are placing an Order for a product which is digital content, you must check that the specifications of your computer or device meet the hardware and software requirements.
After you have placed an Order, we will send an email to you acknowledging that we have received your Order. This acknowledgement does not, however, mean that your Order has been accepted by us.
We are not obliged to accept your Order and may at our discretion decline to accept any Order. In the event we decline to accept an Order, we may send an email to you notifying you that we do not accept your Order. This is typically for the following reasons:
a.	the product is not available;
b.	we cannot authorise your payment;
c.	you are not allowed to purchase the Product from us under the applicable law;
d.	we are not allowed to sell the Product to you under the applicable law; or
e.	there has been an error in the pricing or description of the product.


When we accept your Order, we will confirm such acceptance by sending an email to you confirming that we have received your Order and will be preparing to ship the product to your address or, in the case of Products which are digital content, providing you with instructions on how the digital content can be downloaded (“Confirmation Email”). A binding contract in respect of the product ordered will be formed between you and us when the Confirmation Email is sent to you.


Cancellation & Refund
If you change your mind, or the product you received is not what you expected or are otherwise not satisfied with our product, please contact us before returning the item. 
You have [fourteen days] to return an order after receiving it.
If the product or packaging is used or damaged, we reserve the right to deduct any depreciation in value when refunding the product. 
Unless otherwise agreed upon, the refund will be processed through the same payment method you used to make your original purchase.


Shipping & Delivery
Products in stock are normally delivered within the number of working days shown on our website.
We will deliver the Products to the address given in your Order. If no one is at the address at the time of delivery, we will inform you of an alternative time for the delivery or a location where you can collect the Products.
Unless arrangements are made with us, you must cover the cost of the return. We reserve the right to not allow for returns or exchanges to our products. 
Please note that exceptions may apply for the return of certain custom-made, hygienic and other products
You are responsible for any damage incurred by items during the return shipment. We therefore strongly recommend that you send the products well packaged, in good condition and in their original box and/or packaging.
If possible, please provide us with a tracking number for the return shipment.
If a returned item is shipped internationally, mark as “RETURNED GOODS” to avoid any Customs charges. We are not responsible for any charges imposed on packages returned by Customs.
If you have any questions, please contact us.


Disclaimer
The information contained on our webstore is for general information purposes only. We assume no responsibility for errors or omissions in the contents of our webstore or in the course of providing the Service. In no event shall our company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of our products, our webstore or the Service. 
We reserve the right to make additions, deletions, or modification to the contents on the webstore at any time without prior notice. We do not warrant that the webstore is free of viruses or other harmful components. 
You agree that we do not make any representations or warranties of any kind (implied, express or statutory) including warranties as to merchantability, satisfactory quality or fitness for a particular purpose, in respect of our products and/or the Service.  In addition, we do not make any representations or warranties that any digital content which we supply to you is (i) compatible with any third party software or equipment; or (ii) free of errors or bugs.


Privacy
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. 
We may use your Personal Information to contact you with newsletters, marketing or promotional materials.


Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the country which we have our primary place of business in. All disputes arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the Courts of the said country.


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Home Loan Approval, Interest Rates, Check Eligibility & Offers – Apply Now

Get online home loan approval at lowest interest rates & it is start from 7.20% per annum floating and reducing with lowest processing fees, no hidden charge, loan amount start from Rs. 10 Lakhs to Rs. 25 Crore with simple documents, fully digital process & avail your instant principle approval, instant support and door step service. Home Loan available for Salaried, Self-employed, Self-employed Professionals and NRI customers in Pan India Cities.

Best Home Loan with Smart Features available in 2021:

• Interest Rate Start at 7.25% EMI start from Rs. 790/ Lakh for 20 Years	• Additional loan available for down payment of property	• Top Up Loan available at housing loan interest rates
• Digital Application Process Available get instant Approval	• Non Agriculture & Gram Panchayat Property Loan Available	• Ready possession and under construction Property allowed
• Custom made Home Loan program & that understand you need!	• Compare Offers From 30+ Home Loan Providers	• Up to Four Family members income clubbing option
• Cash Salary Loan Processing Program Available	• 12+ Eligibility Calculation Program to Enhance Loan Eligibility amount	• Cash Business Income Loan Eligibility Program
• Special Balance Transfer Loan Program with Zero Processing Fees	• Top-up loan at home Loan interest rate is available	• Avail 100% Loan against Purchase Agreement
• PMAY Home Loan Subsidy Scheme Available	• Extra Loan Available for Furniture & Interior	• Door Step Service at Zero service charges

Home Loan Interest Rates 2021

Bank Name	Interest Rate	Benchmark Type	Processing Fee
SBI Home Loan	6.80%	RLLR	0.20% , Min Rs. 4,000, Max Rs. 17,400
HDFC Bank Home Loan	6.80%	PLR	0.25%, Min Rs. 3,000, Max Rs. 10,000
Bank of Baroda Home Loan	6.85%	RLLR	Min Rs. 7,500
Federal Bank	8.35%	RLLR	0.50% , Min Rs. 3,000, Max Rs. 7,500
PNB Housing Finance	7.35%	PLR	0.50%, Min Rs. 10,000
Axis Bank Ltd	6.90%	RLLR	0.20% , Min Rs. 5,000, Max Rs. 25,000
IDFC First Bank	9.50%	RLLR	Min Rs. 5,000, Max Rs. 5,000
IDBI Bank	7.40%	RLLR	0.50% , Min Rs. 5,000
Piramal Housing Finance	9.00%	PLR	0.50% or Max Rs 10000
Kotak Mahindra Bank	6.75%	RLLR	0.50% or Max Rs. 10,000
Tata Capital Housing Finance	9.05%	PLR	0.50% to 1%
LIC Housing Finance	6.90%	PLR	0.25%
Bajaj Finserv	7.25%	PLR	0.35% to 1%
Magma Housing	10.25%	PLR	Min Rs. 2,500
Aadhar Housing	10.25%	PLR	Min Rs. 2,500
ICICI Bank	6.90%	RLLR	0.50% 1.00%
Edelweiss Housing	10.50%	PLR	0.50%
DCB Bank	10.24%	1 Year MCLR	2.00%, Min Rs. 5,000
South Indian Bank	8.05%	RLLR	1.00% , Max Rs. 10,000
India bulls Home Finance	9.25%	PLR	Min Rs. 7,500, Max Rs. 10,000
DBS Bank	7.30%	RLLR	Max Rs. 10,000
DHFL Home Finance	9.50%	PLR	0.50%, Min Rs. 2,500, Max Rs. 20,000
Jana Small Finance Bank	9.50%	RLLR	0.50%, Min Rs. 2,500, Max Rs. 20,000
Canara Bank	6.90%	RLLR	0.50% , Min Rs. 1,500, Max Rs. 10,000
Ujjivan Small Finance Bank	12.50%	RLLR	1.00%
Jammu And Kashmir Bank	7.70%	RLLR	0.25% , Min Rs. 500, Max Rs. 10,000
Bank of Maharashtra	8.20%	RLLR	0.50%
Andhra Bank	8.15%	RLLR	0.50% , Max Rs. 10,000
United Bank of India	8.00%	RLLR	0.59% , Min Rs. 1,180, Max Rs. 11,800
Standard Chartered Bank	9.40%	3 Month MCLR	1.00%, Min Rs. 5,000, Max Rs. 10,000
Syndicate Bank	8.00%	RLLR	0.13% , Min Rs. 500, Max Rs. 5,000
RBL Bank	10.45%	1 Year MCLR	Min Rs. 5,000, Max Rs. 15,000
Karur Vysya Bank	8.20%	RLLR	Min Rs. 5,000
Indian Overseas Bank	7.45%	RLLR	0.53% , Min Rs. 8,900, Max Rs. 13,350
HSBC Bank	8.65%	RLLR	1.00% , Max Rs. 10,000
Central Bank of India	6.85%	RLLR	0.50% , Max Rs. 20,000
Piramal Housing Finance	9.00%	PLR	0.10%
Bank of India	6.85%	RLLR	0.25% , Min Rs. 1,500, Max Rs. 20,000
Yes Bank	9.85%	1 Year MCLR	1.00%, Max Rs. 15,000
Allahabad Bank	8.25%	RLLR	0.40% , Max Rs. 50,000
Union Bank of India	8.00%	RLLR	0.59% , Min Rs. 1,180, Max Rs. 11,800
Punjab and Sind Bank	8.05%	RLLR	0.25% , Min Rs. 1,000, Max Rs. 15,000
Lakshmi Vilas Bank	9.70%	RLLR	0.40% , Min Rs. 10,000, Max Rs. 20,000
Karnataka Bank	8.55%	RLLR	0.25% , Min Rs. 250
Indian Bank	7.55%	RLLR	0.23% , Max Rs. 20,381


Documents Required

 Colour Photo
 PAN Card Copy
 Last 6 months bank A/C statement


 Passport size photograph of the applicant & co-applicant
 Age proof of co-applicant
 Residence Address Proof

Home Loan Enquiry