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Terms & Conditions
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using our webstore operated by our company/entity. ("us", "we", or "our"), or the services provided therein (the “Service”).  These Terms apply to all visitors, users and others who access or use the Service. 
Your access to and use of the Service is conditional upon on your acceptance of and compliance with these Terms.  By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, do not access or use the Service. 
We reserve the right to revise these Terms from time to time. Please check these Terms from time to time for any amendments. Your continued use of the Service after these Terms have been amended will be deemed to constitute your acceptance of the amended Terms.


Placing an Order
To place an order through our webstore, click on the product that you wish to purchase and follow the onscreen instructions. Your purchase of the product shall be subject to the terms and conditions contained in our webstore in relation to the product.    
You should take care to ensure that all the information you provide to us is correct. Please check your Order before submitting it to us. If you are placing an Order for a product which is digital content, you must check that the specifications of your computer or device meet the hardware and software requirements.
After you have placed an Order, we will send an email to you acknowledging that we have received your Order. This acknowledgement does not, however, mean that your Order has been accepted by us.
We are not obliged to accept your Order and may at our discretion decline to accept any Order. In the event we decline to accept an Order, we may send an email to you notifying you that we do not accept your Order. This is typically for the following reasons:
a.	the product is not available;
b.	we cannot authorise your payment;
c.	you are not allowed to purchase the Product from us under the applicable law;
d.	we are not allowed to sell the Product to you under the applicable law; or
e.	there has been an error in the pricing or description of the product.


When we accept your Order, we will confirm such acceptance by sending an email to you confirming that we have received your Order and will be preparing to ship the product to your address or, in the case of Products which are digital content, providing you with instructions on how the digital content can be downloaded (“Confirmation Email”). A binding contract in respect of the product ordered will be formed between you and us when the Confirmation Email is sent to you.


Cancellation & Refund
If you change your mind, or the product you received is not what you expected or are otherwise not satisfied with our product, please contact us before returning the item. 
You have [fourteen days] to return an order after receiving it.
If the product or packaging is used or damaged, we reserve the right to deduct any depreciation in value when refunding the product. 
Unless otherwise agreed upon, the refund will be processed through the same payment method you used to make your original purchase.


Shipping & Delivery
Products in stock are normally delivered within the number of working days shown on our website.
We will deliver the Products to the address given in your Order. If no one is at the address at the time of delivery, we will inform you of an alternative time for the delivery or a location where you can collect the Products.
Unless arrangements are made with us, you must cover the cost of the return. We reserve the right to not allow for returns or exchanges to our products. 
Please note that exceptions may apply for the return of certain custom-made, hygienic and other products
You are responsible for any damage incurred by items during the return shipment. We therefore strongly recommend that you send the products well packaged, in good condition and in their original box and/or packaging.
If possible, please provide us with a tracking number for the return shipment.
If a returned item is shipped internationally, mark as “RETURNED GOODS” to avoid any Customs charges. We are not responsible for any charges imposed on packages returned by Customs.
If you have any questions, please contact us.


Disclaimer
The information contained on our webstore is for general information purposes only. We assume no responsibility for errors or omissions in the contents of our webstore or in the course of providing the Service. In no event shall our company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of our products, our webstore or the Service. 
We reserve the right to make additions, deletions, or modification to the contents on the webstore at any time without prior notice. We do not warrant that the webstore is free of viruses or other harmful components. 
You agree that we do not make any representations or warranties of any kind (implied, express or statutory) including warranties as to merchantability, satisfactory quality or fitness for a particular purpose, in respect of our products and/or the Service.  In addition, we do not make any representations or warranties that any digital content which we supply to you is (i) compatible with any third party software or equipment; or (ii) free of errors or bugs.


Privacy
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. 
We may use your Personal Information to contact you with newsletters, marketing or promotional materials.


Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the country which we have our primary place of business in. All disputes arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the Courts of the said country.


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Non Skillled Jobs

Jobs in Engineering,MBA And other Professional career

Skilled Jobs

Advantages of Fixed Deposit

PNB Housing provides safe investment options to various deposit schemes with attractive rate of interest. With over two decades of specialized experience in housing finance, PNB Housing has a robust network of branches spread across the country which help it customers avail financial services (loans and deposits) seamlessly.
Advantages of PNB Housing fixed deposits

    CRISIL FAA+/Negative rating, which indicates high level of safety
    No tax to be deducted at source on interest income upto Rs.5000 per financial year
    Loan Facility up to 75% of deposit avaiable from all branches of PNB Housing
    Premature cancellation allowed after 3 months on the discretion of the company
    Nomination facility available as per NHB guidelines

Acceptance of deposit is subject to the terms and conditions as contained in the application form.

Rate Of Interest 
1 Yr 	        2 Yrs 	3 Yrs 	4 Yrs 	5 Yrs 
7.00% 	7.00% 	7.15% 	7.15% 	7.25% 	

Documents Required for Individual Fixed Deposit

Following are the documents required for opening an individual fixed deposit with PNB Housing Finance Limited:

    One latest passport size photograph
    Self- attested copy of PAN card
    Self-attested copy of proof of address such as Aadhar card, Voter ID card etc.

Documents Required for Non-Individual Fixed deposit

Various types of organizations can open a non-individual fixed deposit with PNB Housing Finance Limited, such as:

    Trusts, Associations and Clubs
    Public/Private Ltd. Company, Co-operative Societies, Co-operative Banks
    Partnership Firm


PNB Housing Finance Ltd Deposit Enquiry

 Fixed Deposit

In these uncertain times, get the most of your hard-earned money without any risk by investing in the evergreen Fixed Deposits. Mahindra Finance Fixed Deposits offer one of the better interest rates, highest safety indicated by FAAA rating by Crisil. That’s why we say Fixed Deposits #EvergreenHai.

Features & Benefits

    The MMFSL Fixed Deposit has a CRISIL rating of 'FAAA', which indicates a high level of safety
    0.25% additional interest rate for senior citizens for Samruddhi Fixed Deposits
    0.35% additional interest rate for all Mahindra group company employees & their relatives for Samruddhi Fixed Deposits.

Rate of Interest 
1 Yr 	        2 Yrs 	3 Yrs 	4 Yrs 	5 Yrs
6.70% 	7.95% 	7.15% 	7.25% 	7.25%

Eligibility and Documentation
-For Resident Individuals

ID & Address proof

    Passport
    Driving license
    Permanent Account Number (PAN) card
    Voter's identity card issued by Election Commission of India
    Job card issued by NREGA duly signed by an officer of the State Government
    The letter issued by the Unique Identification Authority of India containing details of name, address and Aadhaar number or any document as notified by the Central Government in consultation with the regulator



Mahindra Finance Fixed Deposit Enquiry 

National Commodity & Derivatives Exchange Limited (NCDEX) is an Indian government owned online commodity exchange based in India. It has an independent board of directors and provides a commodity exchange platform for market participants to trade in commodity derivatives. It is a public limited company, incorporated on 23 April 2003 under the Companies Act, 1956 and obtained its Certificate for Commencement of Business on 9 May 2003. It commenced operations on 15 December 2003.

As of 31 July 2013, NCDEX has 848 registered members and client base of about 20 Lakhs and offers trading on more than 49,000 terminals across 1,000 centers in India. It facilitates deliveries of commodities through a network of over 594 accredited warehouses through eight warehouse service providers, with holding capacity of around 1.5 million tonnes and offers average deliveries of 1 lakh MT at every contract expiry. NCDEX has offices in Mumbai, Delhi, Ahmedabad, Indore, Hyderabad, Jaipur, and Kolkata

NCDEX 

Multi Commodity Exchange. It is an online platform wherein commodities like gold, silver, lead, copper, zinc, crude oil, etc. are traded. MCX has its headquarters in Mumbai and started to function in 2003. It is the largest commodity futures exchange in India.

Demat Account

Booming capital markets provide a perfect setting to start growing one’s own wealth by investing in equities, mutual funds, commodities. You can just start by taking the first step of opening a Demat and Trading account that not only facilitates investing but also guides you with right investment choices. IIFL Demat and Trading Account comes with Industry’s best trading platforms and regular personalised portfolio analysis.

IIFL is one of the few brokers which provide demat services of both NSDL and CDSL. Client investing with IIFL can use proprietary TT EXE, TT web (desktop) and IIFL markets app for transactions. For HNI clients, we provide dedicated experienced RMs to help in execution and advice.

Demat And Trading Account enquiry

Understanding mutual funds

What if you could invest your money and have someone else professionally manage it for you? Services like these do exist, but they come with a requirement of high amounts of capital or money to be invested. What if you could avail such a service, even with a small investment and get the advantage of professional money management? Well, this is possible by investing in mutual funds.
What is a mutual fund?

"“mutual fund” means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other assets and instruments as may be specified by the Board from time to time. 

Some common categories of mutual funds are:

> Equity funds - funds that invest only in stocks and other equity related instruments

> Debt funds - funds that invest only in fixed income instruments

> Money market funds - funds that invest in short-term money market instruments

> Hybrid funds - funds that divide investments between equity and debt to create a balance
What is the benefit of investing in mutual funds?

One of the key advantages of investing in a mutual fund is that each investor (even with a small investment) gets access to professional money management and expertise. Also, it would be very difficult for an investor to create a diversified portfolio of investments on his own with a small amount of money. With mutual funds, each investor participates proportionally in the return the scheme generates.

Each unit gets a proportional share of gain (or bears loss) from the fund. There is a portfolio report generated for each investor, which tracks all investments and the returns generated by the mutual fund.

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Mutual Fiund


Loan Amount

Avail of loans up to Rs.2.5 crore on a wide range of used cars and multi-utility vehicles 

Get between 3 to 6 times your yearly income, and borrow up to 100% of the value of the car* *Age of Car at loan maturity should not cross 10 years, subject to maximum loan tenure of 60 months


Unmatched service

Benefit from end-to-end advisory -- from research to title transfer

Get personalized help to choose a car that meets your specific needs

Enjoy preferential pricing if you are a U-PayPos customer

Avail of customized and convenient repayment plans with pocket-friendly EMIs


Flexible Repayment Tenure

Flexible repayment tenures from 12 months to 84 months


Quick and easy Processing and approval

Experience transparent hassle-free processing, quick approvals and speedy disbursals

Track your application anytime, anywhere. Get status updates about your loan application at every stage 

Enjoy doorstep service and quick and easy documentation

Check your loan eligibility in just 60 seconds

Loan without income document

Get 80% of the value of the car as loan amount for 3 years without income proof

Get 85% of the value of the car as loan amount for 5 years without income proof

The following documents are required along with your New Car Loan application:

Salaried Individuals:

Any of the following documents as identity & Address Proof:

    Valid Passport
    Permanent Driving license [recent, legible, laminate]
    Voters ID Card
    Job card issued by NREGA
    Letter issued by the National Population Register containing details of name & address
    Aadhar Card(only if Submitted voluntarily & backed by Aadhar consent Letter.1st 8 digits of Aadhar Number on physical copy to be redacted)Aadhar Card can be Physical Aadhar or Print out of e- Aadhar (not older than 30 days from the date of application).

All the following documents as proof of income:

    Latest Salary Slip
    Latest Form 16/Latest ITR

Used Car Laon Enquiry

Car Loan - With interest rates as low as 7.25% p.a. and repayment tenure of up to 8 years, you can find the most suitable vehicle loan for your needs at U-PayPos. You can take the loan for 90% to 100% of the on-road price of the car.

Compare Best Car Loan Interest Rates in India for 2020
Bank Name	Car Loan Interest Rates	Processing Fee
Bank of Baroda Car Loan	7.25% p.a. onwards	0.50% of loan amount up to a maximum of Rs.10,000 plus GST
Canara Bank Car Loan	7.30% p.a. onwards	0.25% of the loan amount, subject to a minimum of Rs.1,000 and a maximum of Rs.5,000
Axis Bank Car Loan	8.70% p.a. onwards	Minimum of Rs.3,500 and maximum of Rs.5,500
Federal Bank Car Loan	8.50% p.a. onwards	Contact the bank
SBI Car Loan	7.70% p.a. onwards	Rs.1,000 plus GST onwards
ICICI Bank Car Loan	7.90% p.a. onwards	0.5% of the loan amount
HDFC Bank Car Loan	7.95% p.a. onwards (Rack interest rate)	0.4% of the loan amount

Eligibility Criteria and Documents Required
The car loan eligibility criteria can be different for different banks. The common criteria are as follows:

Age between 18 years and 75 years
Minimum net monthly income of Rs. 20,000
At least 1 year of employment with the current employer
Must be salaried or self-employed, working for a government establishment or a private company

New  Car Loan Enquiry 

LAP Loan
Loan against property is another name of mortgage loan and is available for both salaried and self-employed borrowers to help them fulfil their business and personal needs by mortgaging their property.

Purpose
Some of the basic purposes for which this loan is usually taken are expanding business, acquiring assets, education needs, marriage, etc. The loan is granted against the mortgage of the residential/commercial/industrial property. The end use of the loan should be from the uses allowed by the bank. The borrower is required to declare the end use of the loan in its application form.

Purposes For Which Loan Against Property Is A Good Option	Purposes For Which Loan Against Property Is Not A Good Option
Business expansion	Home purchase
Child Education	Home construction
Personal expenses such as wedding or vacation	Home renovation
Medical emergency	Plot purchase
Points to remember are:

Loans for home construction or purchase are available at lower rate of interest under home loan as against mortgage loan.
Banks will take an end use undertaking on the loan against property and will also check the actual usage of the loan on a regular basis.
Top up loan taken on existing loan against property customers can be used for purposes such as business expansion, education, medical expenses etc.

Compare Loan Against Property LAP Interest Rates All Banks Mar 2021
Bank	Loan Against Property Rate	Processing Fee
SBI Loan Against Property Rates	8.80%	1.00%
Max ₹ 50,000
HDFC Loan Against Property Rates	8.35%	0.25%
ICICI Bank Loan Against Property Rates	8.35%	0.50%
Axis Bank Loan Against Property Rates	10.50%	1.00%
Min ₹ 10,000 - Max ₹ 10,000
PNB Housing Finance Loan Against Property Rates	9.50%	1.00%
LIC Housing Finance	11.30%	0.25%
Max ₹ 25,000
Kotak Bank	9.60%	1.00%
Yes Bank	10.50%	1.00%
Bajaj Finserv	9.75%	1.50%
IDFC First Bank	11.80%	1.00%
Min ₹ 5,000
RBL Bank	13.05%	1.25%
Min ₹ 7,500
Syndicate Bank	11.50%	0.50%
Min ₹ 500
IDBI Bank	10.20%	1.00%
South Indian Bank	10.70%	0.50%
Lakshmi Vilas Bank	11.65%	1.20%
Karnataka Bank	10.90%	
Indian Bank	12.25%	1.17%
Federal Bank	11.90%	0.50%
Min ₹ 3,000 - Max ₹ 7,500
DBS Bank	8.15%	0.50%
Max ₹ 10,000
Canara Bank	11.70%	1.00%
Min ₹ 5,000 - Max ₹ 50,000
Cholamandalam	11.50%	1.00%
Allahabad Bank	14.15%	0.53%
Min ₹ 2,670 - Max ₹ 80,100
HDFC Bank	8.75%	0.50%
Indian Overseas Bank	10.85%	0.62%
Min ₹ 890 - Max ₹ 8,900
United Bank of India	10.75%	1.00%
Punjab and Sind Bank	11.30%	1.00%
Min ₹ 2,000 - Max ₹ 50,000
Jammu And Kashmir Bank	12.20%	0.20%
Edelweiss	12.00%	1.00%
Corporation Bank	11.35%	1.00%
Bank of India	10.65%	1.00%
Min ₹ 5,000 - Max ₹ 50,000
Piramal Housing Finance	10.10%	0.50%
DCB Bank	12.72%	1.00%
Union Bank of India	11.50%	0.50%
Standard Chartered Bank	10.10%	1.00%
Min ₹ 10,000
OBC	10.95%	0.50%
Karur Vysya Bank	12.15%	0.50%
IndusInd Bank	9.50%	2.00%
HSBC Bank	9.80%	1.00%
Min ₹ 10,000
Dhan Laxmi Bank	11.55%	1.50%
Min ₹ 10,000
Central Bank of India	11.10%	0.50%
Max ₹ 20,000
Andhra Bank	10.75%	
PNB	10.20%	0.90%
Max ₹ 45,000
Indiabulls	10.50%	1.00%
Min ₹ 5,000
UCO Bank	9.20%	1.00%

LAP Enquiry 

We Work With More than 60 Banks And NBFC's To solve your financial Problem 
Banks Like SBI,HDFC,AXIS,YES,IIFL and Many More
For details Contact Our Expert

Personal Loan Enquiry